Technological and digital innovations have revolutionized the financial sector.  Financial technology is here to stay, offering innovate solutions for all audiences and services, from the financing of individuals and companies, to insurance, personal finances, management  of payments and collection through mobile devices and even for banking.

These solutions allow processes to be simplified, offering a more efficient service for the user, while generating lower commissions in relation to traditional systems. For this same reason, financial institutions  are  also  transforming  their  business  models  by  launching  their  own  initiatives  or signing agreements with specific companies in the sector.

The number of Fintech companies, many of them start-ups, increases year after year. Given this reality, At Brugueras & García-Bragado, we  have  formed  a  specific  and  specialized  team in financial law and new technologies to offer comprehensive advice in all aspects surrounding the Fintech sector not only at the legal level but also at strategic and operational levels

Among the main services we provide related to the Fintech sector are the following:

• Support in the processing and obtaining of licenses and authorizations
• Advice to payment and electronic money institutions and financial institutions
• Tax advice
• Legal assistance in Big Data projects
• Compliance
• Legal defence
• Commercial Law
• Financing
• Corporate
• Start-ups
• Processing of inspection or sanctioning procedures before the competent authorities (European Commission, the National Commission of Markets and Competition and the Executive Service of the Commission for the Prevention of Money Laundering and Monetary offenses).